This site is not intended for non-citizens of the United States- Training: GAM , IIPA, CEC, and this institute allow for 3rd party vendors of education, training and other products on this site to be advertised. GAM  only approves of the coursework. We do not warranty or guarantee the product or service being offered. You as a customer are engaging into a contract with educational providers who are not owned or controlled by this site or IIPA or GAM . Your recourse or specific performance is with the provider and not this membership organization. The consumer protection act should afford you some protections against fraud or performance or delivery. Further, the providers use merchant accounts, and you as a cardholder can solve your problems with the company such as Visa, MC, Amex, Discover, etc. by using the federal protections.